fumopay Hero
fumopay is a payment solution that facilitates account-to-account transactions, using the principles of Open Banking.

About this App

Pay by Bank: Card Free Payments

fumopay provides a faster, cheaper, and safer alternative to traditional card payments for both businesses and consumers, with the goal of improving overall financial well-being.

eCommerce payments

fumopay is the ideal payment solution to add to your online eCommerce store. Integrated into your checkout, we remove card friction as there is no bank card data to enter by the consumer.   fumopay provides a fast and frictionless alternative to taking card payments. Whether being used to speed up returns or benefiting from instant settlement and lower fees than card processing, it’s the ideal alternative payment method to add to your site.

In-store payments

As QR codes become commonplace within the retail environment, fumopay provides a simple and smart payment solution, allowing you to take an instant payment via a QR code.

Whether your queue busting or looking for a simple alternative to card payments, fumopay works standalone via our merchant app or be integrated into your ePOS solution to provide a seamless purchase experience.

B2B Payments

fumopay allows users to get paid faster by using Pay by Bank. The platform can be integrated with popular accounting software such as Xero and QuickBooks, and it allows users to pay directly from their bank account or share a payment link and receive instant account-to-account payments. This can save time and streamline the payment process for businesses and individuals, making it more convenient to manage and reconcile payments.


Customers of popular accounting software brands, Xero and Quickbooks, can add a fumopay "Pay by Bank" category to their payment options. By choosing to partner with fumopay to offer this feature to their customers, the fumopay integration will allow users to easily settle invoices directly into the recipient's bank account, eliminating the need for the lengthy process of setting up a new payee. The payment is immediately reflected in the Xero / Quickbooks software, allowing for instant reconciliation without the need to manually reconcile credit card payments on a monthly basis

Mobile payments

The fumopay merchant app provides an alternative to mobile card readers like Sumup or Square. Simply install the app on your device to take mobile payments anywhere. The merchant app generates a unique QR code on your device which your customer will scan and pay.

The customer will simply authenticate against their bank app via Strong Customer Authentication (SCA) i.e face or fingerprint ID and pay, making it a fast and convenient way to pay.

Cost (from)


Free Practice Subscription


Partner Program

Support Channels

  • Email
  • Live Chat
  • Online Help
  • Phone
  • Web Form

Mobile Platforms

  • Android
    android icon
  • iOS
    ios icon

Accounting Platforms


Geographies Served

  • United Kingdom

App features per category

  • eCommerce payments

  • In-store payments

  • B2B payments

  • Mobile payments

  • White label payments

Visit fumopay

Some details on this page are subject to change. If you see something wrong please contact us here.

Sign up to our newsletter - don't miss out on all the good stuff.

Latest news, events, and updates on all things app related, plus useful advice on app advisory - so you know you are ahead of the game.


Your App Stack

Your stack is currently empty...

Start building



Select up to 4 Apps to compare to choose the ideal App:

View ComparisonRemove all

Connect with us

  • Facebook logo
  • Twitter logo
  • LinkedIn logo
  • YouTube logo